Prepared for Retirement?

Women live longer than men, yet they end up with less money for retirement. According to WISER, the Women's Institute For A Secure Retirement, the variance is due to pay inequities, lack of pension coverage, care giving, employment patterns and marital status. This means millions of American women won't have a comfortable retirement. According to WISER studies:

• Two out of three working women earn less than $30,000 per year.

• Women retirees receive only half the average pension benefits that men receive.

• Women's earnings average $.76 for every dollar earned by men - a lifetime loss of more than $300,000.

• More than four out of every ten-minority women in the United States will live in poverty in retirement.

• 63% of single older women (widowed, divorced, never married) have retirement incomes under $15,000. Women must take control of their financial futures!

  EverydayWealth can help by:

• Showing women how to minimize debt and have more money for savings and investing.

• Helping women build great credit, even after divorce, so they can get the lowest rates possible when they borrow.

• Showing them how to use a system for tax savings and income that can help them turn their debt payments into wealth-building savings and investments! Let the women you care about know there is an affordable system that can help them build a comfortable future for them and their families!

**Update**

Millions of Employees Seriously Financially Distressed

Thirty million American workers - one in four - are seriously financially distressed, according to a new study released by E Thomas Garman,* professor emeritus of Virginia Tech University, along with several academic and business experts. "It's an ugly situation for employers," says Garman, "when more and more of their workers are distressed about their personal finances and running hard just to keep their heads above water financially."

According to the report, which pulls together extensive research from numerous sources:

Anywhere between thirty and eighty percent of financially distressed workers spend time at work worrying about personal finances and dealing with financial issues instead of working.

People at all income levels in society experience distress about financial matters.

A large proportion of those who are financially distressed - between forty and fifty percent - report their health is negatively impacted by financial worries and problems. Most of the distress comes from overuse of credit, as well as money and spending problems. Among the recommendations from the report: Get help through the workplace.

EverydayWealth is dedicated to helping you create a plan for slashing debt, building stronger credit and creating wealth. We are reaching out to individuals and employers to show them there is a better way. Put our tools to work for yourself today!